Most of the time, when we say "it's too late," the root cause isn't a lack of time, but a lack of desire. People tend to call "not willing" as "no opportunity," and "no action" as "no time." The best time to plant a tree was ten years ago; the second best time is now. Don't make excuses for yourself; get moving first. Many things aren't about being too late, but about you not having started yet.