Japanese corporate pensions are starting to allocate 1% to crypto assets, not to speculate on coins, but to hedge against the risk of the dollar reserve status—this logic is much clearer than many retail investors.

Crypto World News reports, citing CoinPost, that a Japanese corporate pension plan will begin investing in crypto assets in the 2026 fiscal year, with plans to allocate about 1% of total assets to crypto assets via a passive fund managed by a major hedge fund. The fund is based in Okayama Prefecture and serves about 1,200 small and medium-sized enterprises, managing roughly ¥21.3 billion (about $136 million). The main goal of this allocation is to diversify currency risk rather than make short-term bets on crypto prices. The fund’s investment execution director, Ai Kuchi, said that the U.S. dollar “may lose its status as a reserve currency,” which is also why they have not increased their U.S. dollar holdings. The fund’s funding ratio exceeds 140%, and its effective equity ratio is over 30%. The launch of this plan comes as Japan moves toward broader revisions of crypto regulations.