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CryptoWorld News reports, citing digitaltoday, that Custodia Bank and Vantage Bank have proposed a token structure that enables conversion between bank deposits and stablecoins. According to the two companies’ white papers, the token operates as deposits issued within the participating banking consortium by member banks, and after it is transferred out of Hazel Network, it is converted into a stablecoin backed by cash and short-term U.S. Treasury bonds. The system has been running on Ethereum since March and is expected to be made more widely available to banks and customers in Q4 2026.