Recently, I’ve been overwhelmed by multi-chain wallets, assets shattering like coins in my pocket, ringing with every step but I can’t find them. My crude method: only keep long-term holdings and interaction whitelist in the main wallet, use a “dirty wallet” for daily activities and trying new protocols, and leave a small fixed gas reserve on each chain to avoid rushing to click unknown links in urgent cross-chain situations… Basically, I’m just cutting off my own hands first. Another thing is to do weekly reconciliations, copying the balances of each chain into a spreadsheet, not aiming for precision, at least knowing where my assets are scattered. Recently, RWA, US bond yields, and on-chain yield products have been compared together again, and I just want to laugh: no matter how attractive the returns are, you first need to think clearly about where your funds are and how to withdraw, otherwise it’ll be harder to find your assets than to find a partner, it’s ridiculous.

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