I used to think "multi-chain wallets = just installing a few more apps," assets scattered all over, anyway it's all in my hands... Now I realize, the biggest problem with fragmentation isn't that I can't see everything, but that every time I transfer back and forth, I’m paying tuition and it’s easy to miss transactions.

My current simple method: keep the main wallet only for long-term and frequently used chains, and treat all other chains as "temporary wallets," clearing them out after use; every cross-chain or chain switch, I clearly note in the remarks "why I transferred, what I need to do," otherwise I won’t understand it in a couple of weeks. Add a table (don’t laugh), divided by chain/address/use, OCD saves lives.

Recently, I’ve been discussing some places adding taxes, loosening or tightening compliance... Basically, it affects my expectations for deposits and withdrawals: the more uncertain I am, the more I want to clarify my asset structure—so I don’t find myself at a critical moment with "money on that chain, keys in that wallet." That’s it for now, I’ll finish my coffee and then fill in the gaps.