I set a strict rule for myself: once my assets climb to a level where “losing them would keep me awake at night,” I no longer live on memory and screenshots. Small amounts are fine—hot wallets plus phone verification for convenience. But when it really gets serious, a hardware wallet is the bottom line; at the very least, my private keys shouldn’t be following the browser around every day. If it goes even further, I’ll switch to multi-signature. Plain and simple: I don’t trust myself to never make a slip. I’d rather deal with the hassle—one extra confirmation, one more device—so my mind is at ease.

I’ve also tried social recovery. It is indeed user-friendly, but I still have a bit of fear that the moment of “someone else comes to rescue you” could turn into a social disaster… Anyway, right now I’m like this: offline whenever possible, and delegate authority whenever I can. Recently, the stacked/looping “yield” from more staking and shared security has been getting mocked as a matryoshka of returns—benefit upon benefit—and it makes me even more anxious. The gains look tempting, but the risk chain gets longer too. If I don’t upgrade my wallet setup, I really can’t handle it. For now, staying safe matters more than staying up late to grab one more.