I’m the kind of person who’s always half a beat behind, so now when I use the chain I follow one rule: if I can do it on L2, I’ll drop it on L2 first. If I truly need to go to the mainnet, I’ll just get everything done in one go—otherwise getting “taught a lesson” by gas fees happens way too fast. For day-to-day small swaps and trying out new protocols, I pick the L2 that feels the most convenient; if I lose money, then it’s basically just paying tuition. But when it comes to large amounts, permissions, or vaults, I still swallow the higher cost and go to the mainnet—at least that way I feel more at ease.

Lately, it’s not like people haven’t been stacking up RWA, things like U.S. bond yield, and on-chain yield products and comparing them side by side… but I get even more cautious. The returns look similar, but the risks—and how far off they are from something like “can I withdraw at any time”—are worlds apart. Put simply, saving on gas and saving on the hassle is one thing, but where the money ultimately lands on which chain, and who has the ability to touch your permissions, is another.

Right now, I just run a few chains to see how the funds move, and sometimes I follow along with what the smart money is doing—but I also don’t dare copy too quickly. What if they’re just testing the waters… How do you usually choose between “saving on transaction fees” and “a sense of security”?