I don’t think people are prepared for the shit show the economy is about to become. massive government debt, credit card balances at record highs, student loans kicking back in, rents and groceries still crushing families and AI about to gut entire job sectors. Interest rates aren’t coming back to zero. Companies are already quietly freezing hiring and cutting costs. The soft landing narrative is crumbling while everyone’s still pretending everything is fine because their 401k looks good. When the next wave hits a lot of people living paycheck to paycheck with zero savings are going to get absolutely wrecked. We’ve spent years kicking the can down the road with stimulus, printing money, and buy now pay later culture. The bill is due.