These days, I see in the group chat both calls for hardware wallets being out of stock and all kinds of phishing links flying everywhere—it's pretty surreal... To be honest, when your assets are small, don't make things too complicated. First, separate your commonly used wallets from the "cooler" wallets, and don't put everything in one address; it can help keep your mindset more stable.

When you have enough money that you start thinking before bed, "What if I lose it?", then a hardware wallet is quite worth it; beyond that, a single hardware wallet isn't enough for peace of mind. Multi-signature is more like insuring yourself, but it also has obvious drawbacks: more steps, and it’s easy to get confused when you're busy.
Social recovery I think is suitable for those who are afraid of forgetting where they hid their seed phrase, but only if you really trust those few people in your "social" circle.
What I fear most isn't slowness, but chaos: the more nervous you are, the more likely you are to slip up and click the wrong link. So I prefer to confirm twice, to avoid crying over mistakes later.
Let's start with this—don't challenge human nature during high-risk periods.