Nobody tells you what being poor actually costs.

Payday loan on $500 at 400% APR — you pay back $625 in two weeks.
Overdraft fee for being $2 short — $35 penalty.
No credit history — mortgage rate 2% higher. On $300,000 that’s $120,000 extra over 30 years.
Buying a cheap $3,000 car instead of a reliable $15,000 one — $4,000 in repairs the first year.
No preventative care — one ER visit costs $15,000.
Renting instead of owning for 10 years — $180,000 in rent. Zero equity.
High risk auto insurance — $900 more a year than someone with good credit.
Poverty is not a character flaw.
It is the most expensive subscription you never signed up for and unlike Netflix you can’t cancel it with one phone call.