Decoding Gate Stock Accounts' "Independent System" and "Zero Holding Cost," Security Is the Foundation of Long-Term Investment

Since Gate's stock service launched a few days ago, I’ve noticed many friends asking the same question: Are the stocks I buy on Gate real assets or virtual tokens? Is it safe? How is the funds custody managed? Today, I’ll specifically discuss the security architecture of Gate’s stock trading accounts—after reading, you'll have a clear understanding.

First, the stock service Gate offers this time is fundamentally different from the common "stock tokens" or "RWA mapped assets" in the market. Gate adopts an Omnibus consolidated account architecture, connected to compliant broker-dealers holding US licenses and clearing qualifications, specifically Alpaca, which directly connects to major US securities exchanges like the New York Stock Exchange and NASDAQ. In other words, every share of Apple or Nvidia you buy on Gate corresponds to an equal amount of real, registered stock assets, protected by SIPC insurance (up to $500k cash/securities), and can be transferred between brokerages with a single click, just like transferring cryptocurrencies. This is completely different from the "tokenized stocks" sold on some platforms in the past—those on-chain tokens do not carry shareholder rights and can even experience significant deviations in premiums or discounts.

Another particularly noteworthy design is the "independent account system." Gate’s stock assets are completely separated from contract accounts and spot accounts, with funds managed separately. What does this mean? If your contract account gets liquidated or you incur losses in spot trading, the assets in your stock account are unaffected and will not be used for automatic margin calls. Many traditional broker-dealers’ margin accounts have cross-collateral risks, but Gate’s architecture was designed from the start to avoid this. It’s especially suitable for long-term holders. Moreover, Gate’s stock spot trading has no funding rates, no swap fees, and no overnight fees—making it the only "zero holding cost" US stock trading method in the market. Compared to traditional US brokers’ financing interest, if you hold positions for more than a week, Gate’s advantage becomes very obvious.

Another point: Gate will support future one-click transfers of stock assets between brokerages. If you want to transfer your stocks from Gate to Charles Schwab or Interactive Brokers someday, you won’t need to sell and rebuy—just transfer the stocks directly, like transferring USDT. This is almost unimaginable in traditional finance. Based on recent user feedback, Gate has indeed put a lot of effort into compliance and security. For friends holding USDT who want to long-term allocate to US stocks, this architecture undoubtedly offers higher security margins—one account managing all assets, bridging crypto and traditional finance, with funds never idle.

#Gate正式推出股票交易