Lately, people in the group have been talking about hardware wallets/multisig/social recovery again—basically, “where to keep the keys, and what to do if they’re lost.” When the amount of assets wasn’t big, I was lazy too. A hardware wallet is like locking cash in a drawer: it gives you a sense of security, but you need to remember not to keep the drawer key together with the drawer… Once your assets grow a bit and you start to fear things like “you mess up yourself/ the device fails/ you suddenly lose contact with the person,” multisig is more like the access control for a shared apartment: several people have to swipe their cards together for the door to open. It’s troublesome, but it’s not as easy to take everything in one go. Social recovery is like handing your spare keys to three or five trustworthy friends—no bothering you in normal times, but if something really happens, they can pool together to help you unlock the door—on the condition that you truly have “trustworthy friends,” and that you don’t count an ex in that group. Recently, whenever news about tax changes and compliance getting tighter and looser keeps coming out, everyone’s expectations for deposits and withdrawals have been visibly volatile. And honestly, I’m more inclined to decide first whether “can it be recovered / will it get wiped out with a single sweep,” instead of waiting until anxiety overwhelms me to change the architecture. That’s it for now—the subway has arrived.