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The past couple of days, the group has been sharing those images about "a certain stablecoin losing its peg" or "reserve audits failing," which are really funny and frustrating: the humor is that it's always the same template, and the anger is that some people just screenshot their private keys and upload them to cloud storage after reading... Anyway, let's first make sure the asset security part is solid.
My rough categorization: for small amounts of money, don’t overcomplicate things, hardware wallets are enough, the key is to not take photos of the seed phrase or upload it to the cloud; for funds that would keep you awake if lost, multi-signature is more suitable, don’t rely on a single device to handle all risks; for larger amounts or if family members need to be able to take over, social recovery is pretty good, but the premise is that you really trust those few people, and don’t put all your "friends" in the same group chat (those who understand will get it). I don’t want to be a mystic master, but when it comes to security, the earlier you set it up, the more peace of mind you’ll have.