IF YOU DIED TOMORROW, YOUR FAMILY WOULDN'T BE ABLE TO ACCESS A SINGLE THING YOU OWN DIGITALLY.

BANK ACCOUNTS. PASSWORDS. CLOUD STORAGE. ALL OF IT PERMANENTLY LOCKED AWAY.
HERE'S HOW TO FIX IT IN 30 MINUTES
- iPhone Users
Settings > your name > Sign-In & Security > Legacy Contact
Assign someone you trust. An access key linked to them is generated.
The moment they present that key along with a death certificate, your entire iCloud will open up. Photos, files, emails, notes. Everything.
Skip this and your family will spend months battling bureaucracy with no guarantee that it will work.
- Google Accounts
Set a timer for how long Google waits before taking action. Then assign people and decide exactly what each one can see. One person gets Gmail. Another gets Drive. Another gets Photos. You control the split.
Google checks with you first. No response means the people you chose gain access automatically.
- Password Manager
Everything else depends on this.
Bitwarden, LastPass, and Dashlane all have an Emergency Access setting hidden in the account options. Add a contact, set a waiting period of around 7 days, and if you stay silent long enough, the vault opens for them.
1Password works differently. Print the Emergency Kit PDF, which contains your credentials and secret key, and store it in a physical location.
- The PIN of your phone

Every two-factor authentication code lives on your phone. Without the PIN, your family can't get past the login screen of anything. Tell one person. Write it down. Keep it with your documents.
- One-page document
Gather everything on a single sheet.
Where the password manager resides and how to access it. Where the seed phrases are physically stored. The phone's PIN. Who handles access to Apple and Google. Any account containing real money or value.
Two printed copies. One kept under lock and key. One with a person you completely trust. Review it every year.