Traditional trade finance interest rates are 30%? XDC says they can bring it down to 10%. Once the GENIUS Act compliant stablecoin is implemented, cross-border settlements will finally no longer have to wait two weeks.

Global trade finance is approximately $15 trillion, still mainly relying on paper documents, manual review, and multiple intermediaries, resulting in slow settlement, high costs, and increased fraud risk. XDC puts invoices, bills of lading, and other documents on the blockchain, digitalizing trade finance, cross-border settlement, and collateral management, reducing costs and improving efficiency, with short-term interest rates potentially dropping from 30% to around 10%. Only about $700 million worth of trade finance assets worldwide have been tokenized, and the penetration is still early. The GENIUS Act will facilitate the implementation of compliant stablecoins, and XDC has also acquired Contour Network, planning to integrate stablecoin settlement capabilities into the network.