Gold is traditionally one of the most popular hedging tools when inflation is a common threat in Turkey.

I receive many questions about how to invest in gold and what time frame to buy gold in, so I wanted to prepare an informative post on this topic. Let’s get into the details;
1. Regular Savings with Gram Gold (Dollar Cost Averaging)
• Buy a certain amount of gram gold (for example, 5-10 grams) every month from your salary.
• Don’t try to time the market to avoid price fluctuations; the only goal is to accumulate through regular purchases.
**This strategy offers you the opportunity to start investing with small amounts.
2. Physical Gold (Republic, Jewelry, Quarter)
• Ideal for those thinking long-term (5+ years).
• Buy 24-karat gold from a trusted jeweler, pay attention to craftsmanship and hallmarking; if there is craftsmanship, you may incur a loss when selling.
!!! Use a home safe or bank safe for storage. The “under the pillow” culture is strong, but since the investment is long-term, there is a security risk.
3. Bank Gold Account / Digital Gram Gold
• Buy and sell without the hassle of physical storage.
• The spread is usually narrower, and transactions can be made instantly during working hours.
!!! The disadvantage is that banks may seize your gold if they face a crisis.
You can buy and sell gold with low-cost commissions through Gold ETFs or gold funds on Borsa Istanbul.
• Gold generally provides good protection against inflation in the long term (especially in TL terms).
• During low periods (when the spread narrows or gold prices drop), look for buying opportunities; it offers good trading opportunities.
• Short-term gold investments can be risky due to volatility.
• Always consider craftsmanship, spread, and storage costs.
I hope this is helpful, stay safe…