AI boosts developer efficiency by 5 times, and this growth rate is even faster than the DeFi summer.

XBIT DEX Global Fintech Report indicates that digital banking and digital asset services are the growth engines. By 2025, 74% of major listed companies will be profitable, with an average EBITDA of 20%. Fintech revenue exceeds $500 billion, growing at 22%, four times that of traditional finance. In 2025, financing reaches $58 billion, a 53% year-over-year increase, with 42 IPOs and an annual M&A volume of $251 billion. AI becomes a differentiating factor, with developer productivity increasing fivefold.