Top Researcher Says Don’t Sell Your XRP for XLM. Here's why

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On May 27, the DTCC and the Stellar Development Foundation announced plans to integrate DTCC’s tokenized securities platform with the Stellar network by the first half of 2027.

The scope is significant, as Russell 1000 stocks, ETFs, and U.S. Treasuries will become available on-chain for the first time. XLM surged over 14% on the news. Investors took notice, and some in the market seem to be selling their XRP to buy XLM.

Some Investors are Missing the Point

Crypto researcher SMQKE (@SMQKEDQG) cut straight to it in his latest post, writing, “Don’t sell your XRP for XLM.”

XRP targets institutional settlements and liquidity, and XLM targets retail access and cross-border payments. These are complementary functions, and many believe that investors who prefer one over the other are missing the point.

The DTCC’s approach reinforces this view. It has confirmed it is pursuing a multi-chain strategy, meaning Stellar will not be its exclusive blockchain partner. Choosing one asset over the other because of this announcement reflects a misreading of what the partnership actually says.

The Community Agrees

Two Assets, One Ecosystem

The DTCC partnership is a meaningful milestone for XLM. It also fits neatly within a larger truth about how financial infrastructure develops. No single protocol handles everything. Settlements, custody, tokenization, retail payments, and liquidity each require different infrastructure.

Some experts believe XRP and XLM can function together in a two-tiered financial system. XRP occupies a specific position in that system. The Stellar partnership does not replace that position, but adds to the overall picture. Investors who understand this are holding both assets. Those who rotated are chasing a narrative that the announcement may not support.

Disclaimer*: This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are advised to conduct thorough research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.*