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Vietnam proposes allowing small and medium-sized enterprises to use digital assets as collateral for loans
According to the "Support Law for Small and Medium-sized Enterprises (Draft Revision)" currently seeking public comments, companies can in the future use digital assets, virtual assets, intangible assets, intellectual property, and assets formed in the future as loan collateral.
The Vietnamese Ministry of Finance stated that small and medium-sized enterprises and individual businesses account for over 98% of the total number of enterprises in Vietnam, but their loan balances only account for about 20% of the total bank credit in the country.
It is worth noting that Vietnam is accelerating the regulation of the crypto industry. In March this year, Vietnam opened a licensing channel for domestic crypto trading platforms and plans to launch the first regulated crypto markets as early as the third quarter of 2026.