Lately, using multi-chain wallets has become more and more chaotic—especially when you’re running back and forth across a bunch of testnets. Speculation about whether you’ll get points and whether the mainnet will issue tokens is everywhere, and people are prone to making fast, impulsive transfers. My approach is pretty “old-school”: I keep my main wallet only for things I plan to hold long-term, and open a separate wallet for interactions and “earn/loot” activities. I also keep the chains separate—before transferring, I first write a line in my memo like “from where to where, what it’s for.” If I don’t write it, I don’t transfer. I test with small amounts first, and if I can return the same way, I don’t take overly complicated routes. I’d rather move slower. To be blunt, what I fear most isn’t losing money—it’s losing control: too many addresses, and the records don’t keep up, so in the end you can’t even tell where the funds are. That’s more uncomfortable than losing money. Anyway, I make sure everything is traceable first, so fragmentation isn’t as scary.