According to Viet Nam News, the Vietnamese Ministry of Finance has proposed allowing small and medium-sized enterprises to use digital assets, virtual assets, and intellectual property rights as collateral for bank loans to improve financing channels for private enterprises and tech startups. The proposal has been incorporated into the draft revision of the "Small and Medium Enterprise Support Law" and is currently open for public comments. The draft aims to expand the range of acceptable collateral assets, allowing companies to apply for loans using future assets, property rights, digital assets, virtual assets, and other legal assets.