Crypto news, XBIT DEX announced that stablecoins are driving the upgrade of global financial infrastructure, becoming the underlying force behind banking-as-a-service. On-chain infrastructure, payments, foreign exchange, and credit are integrated, improving cross-border settlement, reducing friction, and intensifying competition for bank integration and licensing, with regulatory compliance becoming key. Three types of blockchain positioning coexist: public chains, dedicated payment chains, and institutional networks, each supporting different financial scenarios. The potential for credit is enormous, and on-chain capital markets will reshape traditional financing, with the US dollar hegemony rooted even deeper globally through stablecoins.