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CoinWorld news reports that Flare co-founder and CEO Hugo Philion said in the latest episode of “XRP in a minute” that XRP is not only a payment tool, but can also be used as collateral assets to generate returns. He emphasized that XRP holders can take part in lending and liquidity pool strategies, using XRP as collateral to borrow stablecoins and then reinvest. Philion noted that XRP’s utility is continuously increasing, especially in decentralized finance (DeFi), including tokenized real-world assets and stablecoins. According to a Messari report, the XRP ledger’s real asset market valuation reached $225 million in Q1 2026, representing an approximate quarterly increase of 124.1%.