JPMorgan Head Attacks the CLARITY Act Over Stablecoin Yields - ForkLog: cryptocurrencies, AI, singularity, the future

USA США# JPMorgan Chief Attacks the CLARITY Act Over Stablecoin Yields

JPMorgan CEO Jamie Dimon criticized the U.S. cryptocurrency market structure bill (CLARITY Act) in a Fox Business interview amid a dispute over "stablecoin" rewards.

The executive stated that the document essentially allows issuers to pay interest on deposits without comparable customer protection.

According to him, banks "will not accept this as it is."

"I'm not worried about 'stablecoins,' but if it happens, I won't have anything to do with it, and in the end, everything will blow up," Dimon said.

The confrontation between banks and crypto companies has intensified as the CLARITY Act advances in Congress. Lawmakers are debating requirements for issuers, reserves, consumer protection, and the right to offer income-generating products similar to bank accounts.

The main point of conflict is the reward programs for "stablecoins."

Coinbase and its CEO Brian Armstrong believe that banks are seeking restrictions to protect the deposit model. The banking sector insists that companies offering services similar to banks should be subject to similar regulation.

Disagreements have slowed the progress of the bill, despite bipartisan support for digital asset regulation.

For the law to take effect, it must be approved by both chambers of Congress and signed by President Donald Trump.

In May, the Senate Banking Committee advanced its version of the initiative. The Agriculture Committee did so earlier. Currently, lawmakers are consolidating the texts before bringing them to a full Senate vote.

Recall that TD Cowen analysts downgraded their forecast for the passage of the CLARITY Act, considering its approval unlikely this year.

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