Allowing non-qualified investors to buy tokens but requiring an exam, is this considered opening the door or setting a barrier?

The Central Bank of Russia submitted supplementary comments before the second reading of the crypto regulation bill, proposing to allow licensed financial intermediaries to promote services related to cryptocurrencies, but the advertisements must not include specific cryptocurrency names such as "Bitcoin," "Ethereum," "Solana," etc., because cryptocurrencies are considered high-risk assets. The report also states that the bill plans to introduce a license for crypto exchanges and permit non-qualified investors to purchase digital currencies within set limits established by the Central Bank of Russia after passing a test. (Bits Media)