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Open Transaction Layer (OTL) announces launch, aiming to create on-chain financial coordination standards. OTL is driven by multiple DeFi, infrastructure, and institutional participants, aiming to establish a unified transaction coordination layer so that on-chain lending, trading, payments, and asset transfers can operate collaboratively across protocols. The project states that OTL hopes to reduce liquidity fragmentation, improve capital efficiency through open standards, and provide a universal coordination framework for institutional-level on-chain finance.