Just now, my phone popped up a red dot for a "funds abnormality alert," and I almost reflexively clicked it. Then I thought, this kind of thing is the easiest way to lead people into panic-driven actions... Honestly, security still depends on your current asset size.

It's okay to keep small amounts on exchanges/hot wallets for convenience, just don't keep losing passwords every day; when it reaches a point where losing access would keep you awake at night, hardware wallets should come into play, at least to block the route of "phone infection/misclicking links." Going further up, single-person hardware wallets also carry the risk of "one day, I might short-circuit and lose my seed phrase," multi-signature setups are suitable for larger amounts and for those willing to go through an extra step (or managed jointly by family/partners), it's troublesome but reassuring.

I'm also quite conflicted about social recovery: it feels more like a solution for "fear of forgetting," but trusting others also tests relationships... Recently, I heard discussions about certain regions tightening or loosening taxes and compliance, with deposit and withdrawal expectations fluctuating, making impulsive decisions more likely during such times. My current approach is to upgrade step by step: start with the simplest workable solution, don’t push yourself to the limit all at once. That’s it for now.