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Isn't this considered misleading?
I received a private message, a recent graduate, planning to invest 2000 yuan monthly in Nasdaq 100, until age 30. They asked me how much this money will be by then, and if I have any advice.
Let's do the math first.
2000 yuan per month, for 6 years, Nasdaq 100's average annual return over the past 20 years is 15%.
By age 30, the account will have about 210,000 to 220k yuan, with an investment of 144k yuan.
The extra 70,000 to 80k yuan is from compound interest.