Recently, multi-chain wallets have made things a little messy: the same set of assets is spread across 4-5 chains, with separate positions for lending and borrowing. My approach is a bit “plain” (in a no-frills, slightly DIY way): every week I set aside a fixed half hour to dump “chain/wallet/assets/whether it’s for borrowing or lending/collateralization ratio/liquidation line/maturity or unlock time” into a small table. Without that table, I end up misjudging the risks.

Should I consolidate all my assets onto a single chain for convenience?
Yes—but don’t do it just to save hassle and end up tripping the liquidation thresholds.

What I prioritize consolidating right now is “idle funds” and assets I don’t plan to move in the short term. Positions related to borrowing, on the other hand, I keep separate: only one set of lending/borrowing logic on each chain, so that nothing cross-chain changes and triggers a health-status fluctuation. Lately, everyone’s been grinding through staking unlocks and token unlock calendars—full-on anxiety about sell pressure—so I’m even more inclined to keep the liquidity that can be sold in the same place. Otherwise, if I want to move it later, I’d have to queue across chains and pay an extra round of fees… Either way, getting my own situation straight is the most important thing.