In the past, my multi-chain wallet would open with "everything needed," funds scattered across more than a dozen addresses, rushing to whichever chain was hot, and in the end, I’d even have to spend a long time checking whether I had gas left… Chasing the hype until I doubted life wasn’t without reason. Now I’ve accepted my fate: I only keep one most-used wallet in the main wallet, and use other chains as "tool wallets," clearing them out and returning to the main wallet after use; before cross-chain transfers, I write a reason first, if I don’t write it, I don’t act, to prevent impulsive moves. Also, I concentrate stablecoins into two or three types, don’t try to hold a little of everything. Recently, the group has been sharing rumors about stablecoin regulation, reserve audits, and de-pegging, honestly, seeing too much of it is quite annoying and makes me anxious, but the more anxious I get, the easier it is to run around different chains… Anyway, I’d rather do fewer transfers now than fragment my assets into puzzle pieces.