Lending and borrowing, you know, the interest rates usually seem moderate, but when it gets close to the liquidation line, people start to panic. My habit is to not stubbornly hold on when there's still "three steps" before the red line: first, take a screenshot of the position and collateral ratio for record, so I don’t have to rely solely on memory for post-mortem analysis; then immediately calculate the worst-case scenario, and add a little to the margin if possible, if not, reduce some debt first—preferably earning less than waiting for the system to sell for me. Next, run through the steps like automatic token swaps and cross-chain transfers that might get stuck, because if you only realize at the critical moment that transaction fees or confirmations are stuck, it’s basically over. (Don’t ask me how I know…)



Recently, I’ve been checking staking unlocks and token unlock calendars. Everyone’s anxious about “selling pressure,” but I just see it as a reminder: volatility could suddenly spike, so don’t get too close to the liquidation line, and sleep a little easier. For now, that’s it. Later tonight, I’ll check if there are any large transfers on-chain.
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