I just noticed that in 2568, bank stocks are attracting investors’ attention again—especially as analysts from multiple firms are starting to suggest that banks are a good option for long-term investment.

Let’s take a look at what that means in the Thai banking sector. Among Thailand’s largest banks, BBL is seen as a safe choice with steady dividends, a relatively affordable P/E ratio, and a comprehensive international network. KBANK is also interesting as a leader in digital banking through the K PLUS app, which has a massive user base. SCB is undergoing major restructuring—changing to SCBX to focus on financial technology. This is risky, but it also offers greater growth potential.

As for KTB, it is a state-owned bank that benefits from government projects, and it has the “Pao Tang” (๋G-wallet) app with a large user base. TTB was created through a merger; it is building synergy and has plans to reduce costs. BAY has support from MUFG, the largest Japanese financial group, which gives confidence in its technology and business network.

When looking abroad, JPMorgan Chase is the largest bank in the United States, with diversified and strong operations. Bank of America is one of Warren Buffett’s top holdings in his portfolio. HSBC is a bridge connecting the West and the East, especially Asia.

For DBS in Singapore, it is considered a regional leader in digital banking. ICBC in China has the largest asset size in the world, but it carries its own risks related to regulation and transparency. MUFG of Japan will benefit if the Bank of Japan begins raising interest rates.

Why is this so interesting? First, current interest rates are still higher than they were during COVID, which helps banks’ net interest margins. Second, large banks have a history of paying steady dividends. Third, the economy is recovering, increasing demand for loans. Fourth, the valuations of some bank stocks are still not too expensive. Finally, banks are shifting toward Banking Ecosystems through applications that connect different services—whether shopping, insurance, or investments—all on a single platform.

For those who want to invest in Thai bank stocks, it’s very easy: simply open a securities account with a broker, deposit funds, and place buy orders through an app such as Settrade. For foreign bank stocks, you can trade through a Thai broker that offers international investment services, or open an account with an international broker.

In summary, bank stocks remain a good choice for investors seeking steady dividends and stability. Both Thai and international banking sectors have growth opportunities supported by favorable factors. Thoroughly researching information and choosing the one that fits your own risk profile is the key to investing effectively for the long term.