Traditional portfolios should have been changed long ago; gold acts as a safeguard, Bitcoin advances, and during a bear bond market, it actually becomes more resilient. I agree with this approach.

Citigroup states that including gold and Bitcoin in a traditional 60/40 stock-bond portfolio can enhance long-term efficiency. Allocating about 5% to gold alone has significantly improved performance; if distributed between gold and Bitcoin, returns are higher and risk does not increase significantly. This combination outperforms the 60/40 during bond market strength and also performs better in bear markets. During geopolitical conflicts and market volatility, Bitcoin sometimes outperforms gold when the bond market is weak; in the past two months, Bitcoin has risen about 9%, while spot gold has fallen about 4%.