I’ve been trying out different apps to invest and make money for a while, and honestly, the options available now are much better than a few years ago. I started with a small amount of capital because I didn’t want to risk too much, and what surprised me the most was that you no longer need thousands to get started.

MiTrade was my first choice. The interface is super clean, with no unnecessary clutter. I can trade stocks, cryptocurrencies, gold—whatever—from a single account. Best of all, the minimum deposit is only 20 dollars, and the spreads are quite tight. Ideal if you’re just starting out and don’t want to make things complicated.

But if you already have experience and are looking for more tools, AvaTrade offers MetaTrader 4 and 5, which is what more serious traders use. XM is also in that same league, with very high leverage if you know what you’re doing. Plus500 has an absurd number of assets, including futures. And if you prefer something more social, eToro lets you automatically copy other investors.

What I’ve learned is that there’s no perfect app for everyone. It depends on whether you’re a beginner or have experience, how much you want to risk, and what types of assets you’re interested in. All these apps for investing and making money have low or zero commissions on trades, so the difference is more in the features and the minimum deposit.

If you’re new, start with something simple like MiTrade. If you already know your way around and want more options, try the others. The important thing is to practice first with demo accounts—everyone offers them. Any of these apps for investing and making money lets you start small, so there’s no excuse not to give them a try.