I’ve been testing different apps to invest and make money for a while, and honestly, the offers are much more accessible now than a few years ago. You no longer need thousands of dollars to get started—there are serious options with very low deposits.

MyTrade surprised me with how clean the interface is. It’s an investing and money-making app clearly designed for people who are just getting started: you can open positions in seconds without getting lost in a thousand menus. It has integrated TradingView charts, and you can trade stocks, forex, and crypto—everything from a single account. Best of all, they start with a $20 minimum deposit and give you 50k in demo to practice without risk. Of course, it’s more for short-term trading (CFDs), not buy and hold.

If you already have experience and want more options, AvaTrade offers platforms like MT4 and MT5, and they have both retail and professional accounts. More than 1,200 assets to choose from. XM is similar but with more aggressive leverage (up to 1000x), so you need to know what you’re doing. Plus500 has a huge variety of assets—more than 2,800 CFDs—and they recently added futures and prediction markets.

For anyone who wants something more social, eToro has that copy trading system that works well if you’re a beginner: you automatically copy what other successful traders do. Minimum deposit of $50, and you can follow people who know what they’re doing.

The reality is that every app to invest and make money has its niche. MyTrade if you’re just starting and want something simple. AvaTrade or XM if you already know trading and want advanced tools. Plus500 if you’re looking for variety across markets. eToro if you prefer learning by watching others.

One important thing: all of this comes with risk. It’s not “easy money.” You need to study, practice in demo first, and understand that you can lose what you invest. But hey—at least now anyone can try with a small amount of capital.