Oh, I saw this whole group discussing which is the best investment brokerage to start with in 2026, and I found it interesting how the market is different from before. Like, at the beginning of the year there was that huge flow of foreign money into B3—more than 26 billion in January alone—and that shook everything up.

The situation looks like this: the Selic rate is expected to fall from around 15% to something like 12–12.5%, which is making people more confident to invest in higher-risk stuff. And with more and more people getting into the market, brokerages are offering some really interesting options.

I’m seeing a lot of people asking which is the best investment brokerage for beginners. Some offer zero brokerage fees on stocks (like Toro and Clear). Others are more complete, with fixed income and funds (BB, XP, Órama). And there are also some focused on global markets. Each one has its own game, you know?

The truth is, there isn’t one that’s best for everyone. It depends on what you want to do: if you want day trading, if you want to invest in fixed income, if you want international stocks. But for beginners who want to know which is the best investment brokerage without making it complicated, the simplest ones are usually the ones that charge less in fees and have a clean interface.

I think 2026 could be a good year for people who want to start—especially with this upcoming interest-rate drop and more foreign capital coming in. You just need to choose the right investment brokerage for your profile and start small.