I’ve been looking for the best investing apps with little capital for a while, and I found that things have changed quite a bit. You don’t need thousands of dollars anymore to get started—there are truly accessible options. I tried several and wanted to share what I found.

MiTrade surprised me with how simple it is. You start with 20 dollars, literally. The interface is clean, with no unnecessary noise, and it has integrated TradingView charts. They say it already has 6 million users worldwide, so something must be going right. It’s ideal if you’re a beginner and want something without complications.

If you have more experience and are looking for more options, AvaTrade has tools like ZuluTrade and DupliTrade to automate investments. It works with MetaTrader 4 and 5 and offers professional accounts with higher leverage. The minimum deposit is 100 dollars. Plus500 is also on many active traders’ radar because it has more than 2800 different CFDs and has just entered the U.S. market with futures.

XM is another name I hear quite often among people who use MetaTrader. Since 2009, it has had a reputation for being sophisticated, offers up to 1000x leverage (though with high risk), and you can start with just 5 dollars. They have micro, standard, and ultra-low accounts depending on what you’re looking for.

Etoro is different because it has copy trading. If you don’t know much about trading, you can automatically copy what more experienced investors are doing. You start with 50 dollars, and the vibe is fairly social.

The truth is, the best investing apps depend on your profile. If you’re a beginner, MiTrade or eToro are more friendly. If you already have experience and want high leverage, XM or AvaTrade are better. Plus500 stands out if you want access to a wider variety of markets.

Before you get into real money, remember that all of this comes with risks. The important thing is to practice first in the demo accounts they offer, learn well, and don’t rush. All these platforms are regulated by official financial institutions, so at least that is a bit reassuring.