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The cryptocurrency industry refutes Warren's accusations and supports OCC issuing bank charters to stablecoin companies
Deep Tide TechFlow Message: On May 26, according to Decrypt, the Digital Chamber sent a letter to Jonathan Gould, Director of the U.S. Office of the Comptroller of the Currency (OCC), urging him to uphold the decision to issue national trust bank charters to crypto companies such as Coinbase, Ripple, and Circle. Previously, Senator Elizabeth Warren accused the approval process for the aforementioned charters of violating the National Bank Act and posing a threat to the safety of the U.S. banking system.
The Digital Chamber rebutted that Congress, through the passage of the GENIUS Act, has effectively authorized the OCC to expand banking charters to stablecoin businesses, and that the approved companies do not accept deposits covered by FDIC insurance, so this does not constitute traditional banking activities.