My current attitude towards ordinary people using L2 is roughly: if it can be done on L2, don't force it onto the mainnet, but also don't move all your assets over and forget about them. The reason is quite practical—when the mainnet gas fees spike, even small operations feel painful; L2 offers a much smoother experience, and switching back and forth isn't as stressful as paying taxes every time.

But I will keep a small portion on the mainnet as a "core holding + emergency fund," and the rest on frequently used L2s, rebalancing once a month or when reaching a threshold, like trimming a bonsai, to prevent emotional impulsiveness from causing chaos. Recently, the buzz around AI Agents and automated trading is lively, but honestly, the more automated it is, the more you need to be cautious about security: don't give permissions carelessly, don't click on random contracts, because the gas saved might not even cover a single mishandled authorization. Anyway, it's okay to go slow—better to stay alive.