Never advise the people around you to trade U.S. stocks,

Never advise the people around you to open a Hong Kong card,
Never advise the people around you to go abroad,
Because most people are not truly understanding the risks,
They are using their past twenty years of life experience to desperately resist the new world.
You tell him about dollar assets, he asks if it's safe?
You tell him about global allocation, he says don’t be fooled.
You tell him about a Hong Kong account, he asks if it’s money laundering.
You tell him to go abroad and see, he says where in foreign countries is safer than China.
In the end, you'll find that many people are not lacking information, but their brains simply lack the concept that the world is fluid.
The education they received since childhood is to study hard, find a stable job, buy a house and save in the bank, live in one place for a lifetime.
So they naturally fear everything cross-border, because crossing borders means language differences, rule differences, information gaps, uncontrollable risks, and the most instinctive human reaction is to reject what they don’t understand.
More realistically,
If you win the argument, the benefits are yours.
If you lose, the blame is definitely on you—if U.S. stocks fall, they blame you; if the Hong Kong card is restricted, they blame you; if studying abroad doesn’t lead to a job, they still blame you.
Therefore, one of the hardest things in the adult world is,
Not to try to educate others,
Especially not to try to wake up someone who has no interest in the outside world,
Because cognition is not something that can be persuaded into someone; it’s something that grows after a person gets hurt by reality.