Lately I've been struggling with the wallet issue again... I usually make a small list to write down "asset size / frequency of transactions / whether I might forget things." If the amount isn't large and I just occasionally transfer, a hardware wallet is actually enough, the key is not to be lazy with backups; but once it reaches the level of "heart pounding after one transfer," multi-signature is much more comfortable, at least it's not a single seed phrase that decides life or death. Social recovery I think is quite suitable for people who are forgetful and afraid their family can't find them, but the premise is that you really trust those few people/devices, otherwise, frankly, you're just shifting the risk elsewhere. Recently, the interest rate cut expectations fluctuate between strong and weak, the dollar index and risk assets still tend to rise and fall together, and emotional swings can easily make people slip up... So I prefer to split the permissions, giving myself fewer impulsive opportunities. For now, I'll organize my existing addresses into "daily/long-term" layers tonight, then run through a multi-signature contingency plan.