Lately, I keep hearing people talk about "modularization." Frankly, for someone like me, a end-user doing tasks, the biggest change isn't how advanced the architecture is, but that there are more and more chains in my wallet, more bridges, and Gas fees are becoming more like opening blind boxes... At first, it was pretty annoying, starting new side projects before even figuring out the main storyline. But then I thought, if modularization really takes off, the experience should be "you don't need to understand which chain you're on," just like playing a game where you only focus on the dungeon, and the settlement and save are handled in the background. Airdrop points won't force me to cross dozens of bridges to pay tuition anymore. By the way, I see everyone comparing RWA, US bond yields, and on-chain yield products. My feeling is: they look similar in terms of returns, but the risks and rules are actually quite different. Don’t assume you're an institution just because it "looks more stable"... Anyway, I’m still the same as always—small-scale testing, withdrawing when possible, and finishing tasks before calling it a day.