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The Federal Reserve updates the streamlined main account proposal, detailing the plan for crypto companies to access payment channels
The proposal updates the information solicitation document first published in December 2025, envisioning that relevant companies can access payment channels without needing to become chartered banks under the Office of the Comptroller of the Currency.
U.S. President Donald Trump signed two executive orders this week, one requiring federal regulators to review existing policies to better incorporate digital assets into the payment system; the other requiring the U.S. Treasury Department and regulators to strengthen rules related to the Bank Secrecy Act.
The executive orders also direct the Federal Reserve to review arrangements for unbanked deposit institutions and their payment account access, and to allow member banks of the Federal Reserve to assess whether they can independently provide payment accounts to relevant entities.
The U.S. Senate Banking Committee previously voted to advance the Clarity Act.
The Senate then entered a Memorial Day recess, without voting on the reconciliation bill, including funding for the Department of Homeland Security. (CoinDesk)