Recently, I’ve seen everyone tying together ETF fund flows, NASDAQ sentiment, and the ups and downs in the crypto market to interpret everything—it feels pretty noisy… But no matter what people say out there, it’s more practical to first figure out how to “keep the keys safe.” If your assets are small and you mainly hold them long-term, a hardware wallet is enough. The key point is to never take photos of the seed phrase and never store it in a cloud drive. Once your assets grow a bit and you start involving family members or partners who need to manage them together, multi-signature is more suitable—yes, it’s more troublesome, but it can break apart “single-point-of-failure” risk.

As for “social recovery,” I’d rather treat it as a contingency plan for being “too forgetful” or “afraid of sudden emergencies”: choose people you trust as guardians, but also think through what to do if the relationships change. Put plainly: the more valuable the assets are, the less you should bet that you’ll never make a mistake yourself.