Ledn reports that the Bitcoin collateral loan market could reach $1 trillion in ten years, but what’s truly worth paying attention to is not this number, but the fact that 88% of people are willing to use crypto assets as collateral for loans, while only 14% actually do so.

The 6:1 willingness-to-adoption gap reveals that it’s not a lack of demand, but a breakdown in trust infrastructure. Users are more concerned about price volatility, liquidation risks, and regulatory uncertainty—platform reputation and custody security are more important than returns.
The current market is experiencing structural divergence with ETF outflows, the fear index dropping to 25, and CEX net inflows of 18.5k BTC. To support a trillion-dollar lending market, the first issue to solve is “daring to borrow,” not “being able to borrow.”
If trust issues are not addressed, this $1 trillion will remain just paper wealth.
$btc #defi #ETF #监管 #Blockchain