Recently, I saw Layer 2 arguing over TPS, fees, subsidies... It’s starting to get a bit overwhelming. To put it simply, no matter how lively these discussions get, it ultimately comes down to how you store and lose your private keys. If your assets aren’t large and your daily interactions are frequent, I think a hardware wallet is enough—don’t make things too complicated for yourself; but if you’re already at the level where “losing it once keeps you awake,” multi-signature is really more reassuring. The cost is a bit more trouble, and every operation requires verifying the person and process.

My attitude toward social recovery is: it’s suitable for people who are afraid of slipping up or losing their seed phrase, but only if the “friends/devices” you choose are truly reliable. Otherwise, it’s just changing the form of risk.
Anyway, my current boundary is: I don’t need to be understood, but I need to be able to explain clearly why I do each step. Let’s stay steady, do less harm, and suffer fewer losses.