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Recently, I set a "stop" rule for myself: stop refreshing wallet balances, stop cross-chain back and forth, stop chasing the excitement of Layer 2 bickering over TPS, fees, and subsidies... Honestly, the more I look at the hype, the more I want to act, and the more I act, the messier it gets.
My current three principles for managing multi-chain assets are: only keep two chains in the main wallet, and use other chains as small change wallets; try to concentrate stablecoins in one "rental income" place, rather than spreading them across Aave and other pools; before each cross-chain transfer, pause and write a note like "What is this money for, how long has it been untouched," only proceed if you can write it down. Less fuss, sleep well—that's enough. Anyway, earning a little less is okay.