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PfpSeasonChangeExpert

Neo has moved the QR code experience of Alipay and Grab onto the blockchain; UR's gameplay is quite interesting.

NEO0.7%
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MeNews
Mantle's new on-chain bank UR bets on the Asian market, exploring the account-layer overhaul from "Alipay to DeFi."
Forbes reports that Mantle has launched a new on-chain bank UR, integrating traditional payments with DeFi, focusing on the Asian market. UR is developed by Neo, drawing on experience from promoting QR code payments with Alipay and Grab, planning to upgrade QR code payments to an on-chain bank to realize digital fiat currency. UR holds a FINMA license in Switzerland, adopts a full reserve model, with fiat currency and tokenized assets matched 1:1, not engaging in lending or investing, ensuring auditability. It offers an integrated solution, enabling fiat currency access and cross-chain settlement via API, promoting deep integration of applications and wallets, aiming to become a prototype of an on-chain bank, reconstructing the account layer to be programmable and composable.
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