Bank of China mortgage cash rebate increased to 1%, extended to low-priced properties

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May 23, 2026

Bank of China Mortgage Cash Rebate 1% Expanded to Small-Price Properties

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Market rumors suggest that major banks are offering up to a 1% cash rebate on mortgage loans for small properties, covering mortgage applications up to HKD 2.9 million. Analysts believe that banks are doing this to attract a broader customer base and increase market share, and other major banks are expected to follow suit. Coverage for HKD 2.9 million loan applications Market rumors indicate that Bank of China Hong Kong (02388) recently increased the cash rebate for mortgage loans of HKD 10 million or more to 1.2%, and has also extended this to smaller loan amounts for mortgages...

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