I just reread some comments from Robert Kiyosaki about his finances, and honestly, he is a fascinating character. The guy claims to have between 1 and 2 billion in debt with banks, and he says it as if it were the most normal thing in the world. For most of us, that would be a nightmare, but for him? It’s simply part of the game.

What’s interesting is how Kiyosaki completely redefines what it means to be in debt. For him, debt is not a burden that keeps him awake at night. It’s more of a tool, a mechanism. His logic is brutal: if something breaks, the problem is with the bank, not him. It sounds almost irresponsible, but there’s a logic behind it that many sophisticated investors understand.

While most people avoid debt like the plague, Kiyosaki is constantly buying gold, silver, cryptocurrencies, and real estate. All these assets, according to his view, have something in common: they are better protected against inflation and crises than dead cash in a bank account. That is, while he takes on massive debt, he’s channeling it into things that grow or are protected.

His philosophy can be summarized in one idea: good debt is the one that works for you, not you for it. A debt that finances an asset that generates returns is different from a debt that only consumes you. That’s what separates his strategy from conventional debt that most carry.

I’m not saying it’s the strategy for everyone, but it’s definitely a different angle on how the wealthy play the money game.